Healthcare Reform: The Good, the Bad and the Ugly

Interestingly, yesterday's Rasmussen Report conveys that 51% of the American people fear government more than insurance companies. And there is much more to come. Despite being one of the traditionally quieter news periods of the year, the next few weeks should prove to provide a much richer and more colorful storyline of the government's plan. This is good, because most of the voting public were lulled into disinterest in the earlier days of congressional discussion on addressing healthcare change. People need to be engaged and involved, and their voices need to be heard in the many forums now available for discourse. The national media will pick up on the events where anger and confrontation occur, but this will only fuel more rational expression about the direction of the debate.
We need to understand the "why" of all this. What is the ultimate outcome? Lawmakers seem to be long on tactics and short on strategy. Their goal is, or was, to provide health insurance for the majority of the uninsured, but a key question is, to what end?
Many in the industry would agree that a central outcome should be to improve the health of American citizens. Is broader insurance coverage the answer to that? Or do we need to do more work addressing the root cause of poor health in this country?
In a nation that is, generally speaking, out of shape, noncompliant, happy for a handout and "living in the moment", are we really going to expect health behavior change just because more of the population have health insurance? This is simply going to add health costs to a system that needs fundamental restructuring.
The real opportunity is to put more attention toward the demand side of the equation. Despite the recent vocal public outcry against the government plan, consumer power in healthcare has been extraordinarily weak and disorganized. Oh, there has been activism around breast cancer, HIV/AIDS and some other diseases, but when it comes to being market-driven, healthcare is at the bottom of the list. National advocacy efforts would do well to first address personal responsibility and behavior change on the demand side before we put additional untold billions into the dysfunctional supply side.
Frank Hone
Author, Why Healthcare Matters
Naples, FL
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One reason so little attention has been paid to the demand side of the equation is that Americans are obsessed with finding someone else to fund their care. They worry so much about finding a third-party payer that they never consider that they could cover their own care at a much lower cost. This very un-American attitude is the root of our current dependence on insurance companies and leads us to the destination of dependence on the government for the funding of health care.
It has been a long time since Americans have been true health care consumers. They do not perform cost analysis of their health care spending and determine behavioral modifications that could save them money. Instead they keep track of when they have met their deductible and pile on doctor visits at the end of the year. Personal payment for their care could lead to attention to diet and exercise to avoid visits to the doctors office. Instead a third-party payer leads to false securities and putting off of personal maintenance.
I believe the current debate over socialization of health insurance leads the nation in precisely the wrong direction. Personal responsibility, not increased government parenting, is the answer to our nation's health care problems.
I address these issues more extensively in my blog at freemarketphysician.blogspot.com
Rusty Scalpel
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